## Terms of Use

Please do read these terms and conditions of use (“these Terms of Use”) carefully before using https://cgsi.com.my/up (“this Website”). Your access to and use of this Website is subject to the following terms and conditions and all applicable laws. Please note that these Terms of Use will apply to your access of this Website regardless of whether you register or subscribe to be a user.

By accessing and using this Website, you would be signifying your assent to these Terms of Use. If you do not agree to these Terms of Use, please do not use this Website. These Terms of Use may be amended or modified, or new conditions may be imposed, at any time. Any such changes or additions will be reflected by an update of this posting. You are therefore responsible to regularly update or familiarize yourself with the changes made to these Terms of Use. Please check these Terms of Use periodically for changes. Your continued access of this Website following the posting of changes to these Terms of Use will mean you accept those changes.

1. GENERAL

a) This Website (bearing the domain name “https://cgsi.com.my/up”) is owned, managed and/or operated by CGS International Securities Malaysia Sdn. Bhd. (formerly known as CGS-CIMB Securities Sdn. Bhd.) (“CGS MY”).

b) This Website is solely for your personal use and for information purposes only. All content, material, information, data or opinions accessible via this Website are provided by CGS MY “as is” and without warranties of any kind either express or implied to the fullest extent permissible and subject and pursuant to applicable law. CGS MY disclaims all warranties, express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose or non-infringement

c) Nothing on this Website should be construed as an offer or solicitation for the purchase or sale of capital market products as defined in the Capital Markets and Services Act 2007

d) The responses in our “Frequently Asked Questions” on this Website form an integral part of these Terms of Use and would be binding on you. Please read these “Frequently Asked Questions” carefully and thoroughly.

2. INFORMATION

a) Information contained on this Website (including information provided by CGS MY’s third party service provider(s)) is derived from sources CGS MY considers to be reliable, but CGS MY does not warrant the accuracy, correctness or completeness of any information furnished. CGS MY makes no representation or warranty, express or implied, as to the results to be attained by any person from the use of the information or services found or comprised on this Website. CGS MY also makes no express or implied warranties of merchantability, satisfactory quality, or fitness for a particular purpose or use with regard to such information or services.

b) Any opinions or estimates expressed on this Website whether made by CGS MY or a third party constitute their reasonable judgment as of the date such opinions or estimates are first published and are subject to change without notice. In providing information on this Website, CGS MY, its employees or agents:

I. do not give financial or investment advice; and

II. do not have knowledge of, have not considered, have not given any consideration to and have not made any investigation of the specific investment objectives, financial situation
or particular needs of any user, any specific person or group of persons or visitors to this Website. In the circumstances, you are advised to always make such independent
investigations as may be necessary in order for you to make an informed and reasoned decision regarding your personal, legal, commercial, or financial matters. In particular please note that

1) any forecasts or projections or forward-looking statements made whether by CGS MY or any other party on this Website are not necessarily indicative of future or likely performance, future events or future financial performance of products, countries, markets or companies and these statements are only predictions and actual events or results may differ; and

2) any opinion or estimate contained on this Website is made without the knowledge, consideration or investigation of the specific investment objectives, financial situation or particular needs of any user, any specific person or group of persons or visitors to this Website and is not to be relied on or considered as advice of any nature whatsoever

c) With respect to this paragraph 2 in particular, CGS MY expressly disclaims all liability for the use or interpretation by others of information contained on this Website or for any loss arising whether directly or indirectly as a result of the visitor, user, any person or group of persons acting on any information, opinion or estimate contained on this Website.

3. INTELLECTUAL PROPERTY

a) Information found or comprised on this Website are the property of CGS MY, or other information or service providers and are confidential or the subject of copyright or other applicable moral or intellectual property rights. Visitors to this Website may not reproduce, hyperlink to, retransmit, disseminate, sell, distribute, publish, broadcast, circulate or commercially exploit the information found on this Website in any manner without the express written consent of CGS MY, or use such information or services for any unlawful or unauthorised purpose.

b) Permission is granted to electronically copy and/or print hard copies of pages from this Website solely for the visitor’s own personal non-commercial purposes only. Any other use of this Website or information or services found on this Website is strictly prohibited, unless with the written permission of CGS MY.